| Reason Code | Error Description |
| BLKD | Payment has been blocked |
| AC02 | Debtor account Is Invalid |
| AC03 | Creditor account Is Invalid |
| AC04 | Account closed |
| AC06 | Account is blocked |
| AC07 | Creditor account closed |
| AC10 | Debtor account currency is invalid or missing |
| AC11 | Creditor account currency is invalid or missing |
| AC13 | Debtor account type missing or invalid |
| AC14 | Creditor account type missing or invalid |
| AG01 | Transaction is forbidden on this type of account |
| AG03 | Transaction type is not supported/authorized on this account |
| AGNT | Incorrect Agent |
| AM02 | Specific transaction/message amount is greater than allowed maximum |
| AM04 | Amount of funds available to cover specified message amount is insufficient |
| AM09 | Amount received is not the amount agreed or expected |
| AM11 | Transaction currency is invalid or missing |
| AM12 | Amount is invalid or missing |
| AM13 | Transaction amount exceeds limits set by clearing system |
| AM14 | Transaction Amount exceeds limits agreed between bank and client |
| BE04 | Specification of creditor's address, which is required for payment, is missing / not correct |
| BE06 | End customer specified is not known at associated Sort/National Bank Code or no longer exist in the books |
| BE07 | Specification of debtor's address, which is required for payment, is missing / not correct |
| BE10 | Debtor country code is missing or invalid |
| BE11 | Creditor country code is missing or invalid |
| BE13 | Country code of debtor’s residence is missing or Invalid |
| BE14 | Country code of creditor's residence is missing or Invalid |
| BE16 | Debtor identification code missing or invalid |
| BE17 | Creditor identification code missing or invalid |
| DS24 | Waiting time expired due to incomplete order |
| DT04 | Future date is not supported |
| DUPL | Payment is a duplicate of another payment |
| DS0H | Signer is not allowed to sign for this account |
| FF02 | Syntax error reason is provided as narrative information in the additional reason information |
| FF03 | Invalid Payment Type Information |
| FF08 | End to End Id is missing or invalid |
| MD07 | End customer is deceased |
| NARR | Reason is provided as narrative information in the additional reason information |
| RC01 | Bank identifier code specified in the message has an incorrect format |
| RC02 | Bank Identified is invalid or missing |
| RC03 | Debtor FI identifier is invalid or missing |
| RC04 | Creditor FI identifier is invalid or missing |
| TM01 | Invalid Cut Off Time |
| TK01 | Invalid Token |
| TK02 | Sender Token Not Found |
| TK03 | Receiver Token Not Found |
| TK04 | Token Expired |
| TK05 | Token Found with Counterparty Mismatch |
| TK06 | Token Found with Value Limit Rule Violation |
| TK07 | Single Use Token Already Used |
| TK08 | Token Suspended |
| NOAT | Receiving Customer Account does not support/accept this message type |
